Investment Advisory

In an investment advisory relationship, we manage a portfolio of individual securities on a principal-fee basis. This arrangement eliminates the potential conflicts inherent in a commission-based structure so you are assured that we are working exclusively in your best interest at all times.

As an H.M. Payson & Co. advisory client, you will work closely with an experienced portfolio manager. Together, you will develop an investment policy that recognizes your unique circumstances, investment objectives, and personal preferences.

The investment policy serves as the foundation for the ongoing management of your account, addressing such issues as income and liquidity needs, asset allocation, time horizon, and tax status.

While we normally manage accounts on a discretionary basis, we will make every effort to accommodate a client's preferred level of involvement in day-to-day portfolio matters.