Insights and News

Second Quarter Investment Review & 2017 Outlook

The second quarter carried forward many of the same investment themes from the first quarter. Perhaps the most notable is the continued low volatility of the equity markets as nothing seems to rattle investors. The equity indices continued their methodical ascents to higher and higher levels with little excitement along the way. The VIX (Volatility […]

Promoting Derek Blackburn to Chief Operating Officer

As the Chief Operating Officer for HM Payson, Derek will direct, develop and administer operational strategies to ensure the achievement of the Firm’s goals and objectives. He is responsible for oversight of the custodial platform, all subservice organizations and the overall effectiveness of custodial operations.   Derek is also responsible for monitoring, maintaining and enforcing […]

Announcing Our Newest Shareholders

  A thoughtful approach to the management of our clients’ affairs has played a large part in the long term success of our Firm. But we also realize the importance of keeping an eye to the future in order to remain relevant for the generations of clients yet to come. In that spirit, our team […]

Personal Finance 301 – Budgeting & Financial Statements

For a printer-friendly version, click here. As advisors, we place a high level of importance on financial planning which encompasses many aspects of life, including budgeting, retirement planning, education planning, risk management and estate planning. In December 2014, we published a paper titled “Financial Foundations for the Next Generation” as the first note in the […]

2016 Election Note

The only thing markets dislike more than uncertainty is an outright surprise.Very few observers or pollsters gave Donald Trump much of a chance to win the election. The election proved to be one of the biggest political surprises in history. As it became clearer that Trump would win, the US stock market sold off 5.8% in the overnight futures market before rallying to close up 1.1% the day after the election in an incredible and historic round-trip.

Endowment Spending In A Low Return Environment

For most organizations fortunate enough to possess an endowment, the funds are intended to be perpetual and to provide a stable and growing source of financial support to the organization well into the future. But in the here and now, budgets are typically tight; so boards and investment committees must address the creative tension between meeting today’s spending needs while considering spending needs in the future.

Retirement Considerations for Women

It is well known that there is a gap in pay between men and women – women working full time earn roughly 77 cents for every dollar earned by men – however, it is far less commonly discussed that there is also a retirement gender gap.

The Maine Winter Sports Center

When:  Thursday, July 14, 2016     5:00 – 7:00pm Where: Ocean Gateway 14 Ocean Gateway Pier Portland, Maine Hors d’oeuvres will be served HM Payson is pleased to host a cocktail reception to showcase the important work that the Maine Winter Sports Center is doing to build a curriculum of empowerment through outdoor sport […]

White House Worries

For a printer-friendly version, click here. By HM Payson Research Department Every U.S. presidential election brings the hope for – or fear of – change. Together with the uncertainty inherent in these cycles, investor angst increases. Not surprisingly, we are hearing numerous questions from clients these days on the topic. “What do you think about […]

Is Market Volatility the Greatest Risk to Your Retirement?

For printer-friendly version, click here. By John S. Beliveau, CFA, CFP® Recent stock market volatility has returned to levels unseen in many years. As of mid-January, the stock market has experienced its second correction in the past six months (a correction being a decline of 10% or more) after going four years between previous corrections. […]

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