Michelle Santiago, Esq., CFP®

Chief Trust Administrative Officer

Contact Michelle:

Portland Office
One Portland Square, 5th Floor, Union Street
Portland, ME 04101
207-518-6257  |  mrs@hmpayson.com

Years of Experience:



H.M. Payson since 2011
Hopkinson & Abbondonza


Maine State Bar Association
U.S. District Court of Maine
Maine Estate Planning Council
Elder Law Section of the Maine State Bar Association


University of Maine, B.A. 1999
University of Maine School of Law, J.D. 2002

Giving back

Member of the board of the Maine Chapter of the Alzheimer’s Association
Member of the board of the Maine Estate Planning Council

Off the clock

Exploring antique shops and refinishing furniture, DYI home-improvement projects, and rooting for the Maine Red Claws

How do you see the HM Payson approach differing from other institutions?

HM Payson utilizes a team approach when working with clients, giving the client the benefit of multiple areas of individual expertise.

What’s your best day of work like?

Interacting with clients and their family members to assist them with their long-term planning goals.

Portland: 207.772.3761
Damariscotta: 207.563.1854
Established 1854
An Integrated Financial Advisor